Schwaebisch Hall Kreditservice GmbH (SHK), together with its subsidiary VR Kreditservice GmbH, is a provider for processing home savings products and mortgage financing and manages a portfolio of around 9 million loan and savings contracts with approximately 1,100 employees. On behalf of Bausparkasse Schwaebisch Hall AG, SHK executes and develops processing procedures for new and existing business and in 2024 processed, among other things, new business of BSH‑SofortBaugeld amounting to EUR 2.5 billion. Key elements of the business model are contract processing, intercompany billing and IT‑related operating expenses; in 2024 other operating expenses included IT and maintenance costs of EUR 1,585k. The company covers pension obligations via a contractual trust arrangement (CTA) and reported pension provisions of EUR 74,528,422.30 as of 31 December 2024.
ist, für fremde Rechnung Kredite - vornehmlich an Privatkunden zur Finanzierung wohnwirtschaftlich oder überwiegend wohnwirtschaftlich genutzter Immobilien - Bausparprodukte, Ergänzungsprodukte sowie Bank- und Versicherungsprodukte zu bearbeiten sowie für eigene und fremde Rechnung lT-Systeme zu entwickeln und zu betreiben, den Nutzern zur Verfügung zu stellen und den Support zu leisten.
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Source: German Commercial Register (Handelsregister) Stuttgart Local Court, HRB 753523 (as of 7 October 2026)
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Source: German Commercial Register (Handelsregister) Stuttgart Local Court, HRB 753523 (as of 7 October 2026)
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