qards GmbH is a specialized full-service processor for card-based payment solutions, acting as a central service provider for the Sparkassen-Finanzgruppe following its 2024 merger with Bayern Card-Services GmbH. The company offers a broad spectrum of processing and service solutions for credit and debit cards, alongside supplementary communication services provided through its subsidiary, CommuniGate. With a managed card volume of approximately 37.7 million credit and debit cards, qards supports financial institutions in developing future-proof payment systems. Its operational focus lies in providing outsourcing solutions that are certified according to high security standards such as PCI DSS and ISO 27001.
Das Processing von Kreditkartensystemen für die bargeldlose Zahlung von Dienstleistungen und Waren, insbesondere für die Sparkassenorganisation. Die Gesellschaft kann Dienstleistungen auch Dritten zur Verfügung stellen.
This summary was generated with the help of AI. See our Data Quality Notice. Report error?
Source: German Commercial Register (Handelsregister) Saarbrücken Local Court, HRB 10779 (as of 18 October 2026)
Source: German Commercial Register (Handelsregister) Saarbrücken Local Court, HRB 10779 (as of 18 October 2026)
Sign in to download data
Source: German Commercial Register (Handelsregister) Saarbrücken Local Court, HRB 10779 (as of 18 October 2026)
