Pliant GmbH is a technology company in the FinTech sector headquartered in Berlin with a registered branch in Vienna; its core business is providing a platform for efficient management of corporate credit cards. Via subsidiaries, notably the wholly owned Pliant Oy in Helsinki which operates as a licensed electronic money institution (EMI), Pliant also offers corporate cards and related services. The company provides central outsourcing services to its subsidiaries (customer onboarding, customer support, technological platform development) and markets its solutions directly to corporate customers and indirectly through partners (banks, other FinTechs) across the EEA, with 2024 focus on Germany, Austria and selected EU markets. In 2024 Pliant founded two additional subsidiaries (Pliant Financing Partners 1 S.à r.l. in Luxembourg and Pliant Payments Limited in the UK) to support strategic expansion and financing structure.
Die Entwicklung einer software-basierten Plattform zur technischen Unterstützung von Finanzdienstleistern, Zahlungsdiensten und Finanzinstituten. Die Gesellschaft ist ausschließlich als technischer Dienstleister tätig und führt zu keiner Zeit Tätigkeiten gemäß § 32 KWG aus.
Converted using the official Destatis and Eurostat correspondence tables; ISIC Rev. 4 is the United Nations' international industry classification.
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Source: German Commercial Register (Handelsregister) Berlin (Charlottenburg) Local Court, HRB 217281 (as of 1 November 2026)
| Name | Type | City |
|---|---|---|
| Friedrich Hubel | Geschäftsführer(in) | Berlin |
| Malte Rau | Geschäftsführer(in) | Berlin |
| Fabian Terner | Geschäftsführer(in) | Berlin |
Source: German Commercial Register (Handelsregister) Berlin (Charlottenburg) Local Court, HRB 217281 (as of 1 November 2026)
| Date | Event Type | Event |
|---|---|---|
| 17.11.2025 | Gesellschaftsvertrag amended | Gesellschaftsvertrag |
| 13.11.2025 | Business Address Change | Prenzlauer Allee 242-247, 10405 Berlin |
| 11.11.2025 | Gesellschaftsvertrag amended | Gesellschaftsvertrag |
| Date | Type | Change | Total Capital |
|---|---|---|---|
| 20.05.2025 | Capital Increase | +12.219 € | 94.503 € |
| 02.05.2024 | Capital Increase | +10.084 € | 82.284 € |
| 31.08.2023 | Capital Increase | +4.248 € | 72.200 € |
Source: German Commercial Register (Handelsregister) Berlin (Charlottenburg) Local Court, HRB 217281 (as of 1 November 2026)
| Year | Revenue | Profit | Balance | Employees |
|---|---|---|---|---|
| 2024 | Rohergebnis€9.9M2 | -€11,866,165 | €37,605,013 | — |
| 2023 | Rohergebnis€5M2 | -€11,453,493 | €30,424,119 | — |
| 2022 | Rohergebnis€1.3M2 | -€12,452,028 | €9,971,081 | — |
| 2021 | Rohergebnis-€173.4K2 | -€4,140,112 | €16,481,790 | — |
1 Small companies are not required to publish a profit-and-loss statement (§ 326 (1) HGB). The figure shown is the statutory ceiling under § 267 HGB where the balance-sheet total makes it binding — a company may exceed at most one of the three size criteria.
2 Rohergebnis nach § 276 HGB: Umsatzerlöse abzüglich Materialaufwand bzw. Herstellungskosten. Kleine und mittelgroße Kapitalgesellschaften dürfen diese Posten zusammenfassen; die Umsatzerlöse selbst sind dann nicht veröffentlicht und liegen über dem Rohergebnis.
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Source: German Commercial Register (Handelsregister) Berlin (Charlottenburg) Local Court, HRB 217281 (as of 1 November 2026)
| Cost type | Amount | Share |
|---|---|---|
| Personnel Costs | €12,579,620 | 93.9% |
| Depreciation | €644,059 | 4.8% |
| Interest & Similar | €173,150 | 1.3% |
